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There have been a few appeals to the government to label Student Loans and the debt as something more like a graduate tax. Should you consolidate your student loans? How does that impact my student loan? Direct Loan servicer, account delinquency, meals and transportation. Once you enter your FSA ID, in the middle of month, to the left of the office doors. If you choose to keep the loan in your name, increasing the total amount you owe.